Programs that encourage long-term financial planning help break the cycle of financial instability.

Together with our partners, we are developing and supporting programs that help families and individuals get back on their feet and plan for the future.

United Way of Delaware's Financial Stability initiative centers on:
1.Increasing Income
2.Building Savings
3.Gaining and Sustaining Assets

Through our partnership with J.P. Morgan/Chase, our Strong Neighborhoods initiative focuses on breaking the cycle of poverty in low-income areas, like Wilmington's East and West Side neighborhoods.

Loan Growth Chart

Affordable Housing
Safe, high quality and affordable housing, designed to meet the needs of the community.
Both rental and home ownership, with wraparound services for special needs populations.

Workforce Development
Training and education programs to help residents earn livable wages to reach financial stability.
Job etiquette, organization, resume development, job search skills.

Financial Inclusion
Financial stability programs for low- to low-to-moderate income families.
Earned Income Tax Credits, savings building, asset development and access to mainstream banking products and services.

Over the next five years, United Way of Delaware and our partners will work to increase the availability of fair-lending products to low-income families.

To learn more, see page six of Live United 2015.